July 4th: How to Avoid Unexpected Holiday Expenses

Posted on 07/01/2013

Car crashes, firework burns, boating accidents-- the July 4th holiday is a magnet for mishaps. Avoid these expensive unexpected holiday catastrophes by taking some easy precautions so you have the freedom to celebrate Independence Day.

Keep a Hose Handy
According to the US Consumer Product Safety Commission, three in five fireworks injuries in 2012 happened around the July 4th holiday. Your hands and fingers are the most likely to get burned so to dodge a costly trip to the ER keep a garden hose handy, never try to re-light fireworks that haven't ignited fully and keep kids away from them.

Brush Up on Boating Laws
Many Americans will spend the holiday on the water. Make sure you are up-to-date on boating laws in your state. Check out AmericasBoatingCourse.com for a state-by-state rundown. Get your hands on the proper permits or you may find yourself stuck with a costly fine to pay.

Keep Your Eyes on the Road
Research by Driving-Tests.org found that summer is the most dangerous time of year to be on the road. That's when more than a fourth of all traffic fatalities occur and July is the deadliest month of all. Research shows that talking on a cell phone can double your odds of getting in an accident and a texting driver is 23 times more likely to be involved in an accident than a non-texting driver. Download the free DriveScribe app that transforms your cell phone into a personal safe driving coach. Earn points for safe driving and cash them in for gift cards.

Avoid Picnic Perishables
Did you know that mayo-based picnic staples only last about two hours outside of refrigeration? Avoid an expensive July 4th trip to urgent care and eat safer foods like vinegar-based potato salad. And you may want to consider keeping your cooler in the air conditioned car-- not the stifling trunk.

By Alison Storm

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