Whether you failed math or aced it, online calculators can be a big help for solving some of life’s biggest money equations. Not only will some of your biggest personal finance questions be answered (like how much you need to be setting aside every month for retirement) but you won’t have to spend any money figuring it out. Here are six online calculators that will help you crunch important numbers.
Mortgage Calculator - Wondering how much house you can afford or how much a percentage rate can impact your monthly payment? Check out the mortgage calculator at Mortgage-Calc.com. Simply plug in the cost of the home, the interest rate and the length of the loan. Then you’ll know how much to expect for a monthly payment.
Trip Gas Price Calculator - If you’re curious about how much to budget for gas for your summer road trip check out FuelCostCalculator.com. Created by AAA, you’ll plug in your starting point, your destination as well as the make, model and year of your car. Then AAA will estimate your gas costs based on the regional gasoline averages. You can use this calculator to determine how much you’ll save taking the sedan rather than the SUV.
Retirement Planner Calculator - Are you saving enough for retirement? Find out with the Retirement Calculator through MSN Money. Provide your current age, income level and how much you’re setting aside for retirement. You’ll find out if it’s enough or if your money will run out before you do.
Auto Loan Calculator - A lot of factors go into a car payment-- your loan term, finance rate, trade-in value, the amount owed on your trade-in and the cash down payment. Rather than pouring over this complicated math problem, use the auto loan calculator available at Edmunds.com. You’ll figure out how much car you can afford.
The Cost of Debt Calculator - You might be amazed at how much your home or car will end up costing you over the course of the loan thanks to that pesky little thing called interest. Get the answer with this calculator from Bankrate.com that determines the real cost of that loan.
Credit Card Pay Off Calculator - If you’re aiming to be free of credit card debt in 12 months, figure out how much your monthly payments will need to be with the Credit Card Pay Off Calculator from Schwab MoneyWise. It’s a great tool for helping you set and achieve your goals of paying off debt.
By Alison Storm
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