Five People to Call Today if You Want to Save Big Money

Posted on 04/07/2010

Saving money could only be a phone call away. So come on, what are you waiting for? These five people have the potential to save you big money. All you have to do is call.

Call #1: Your Insurance Company - It’s a good idea to revisit your insurance coverage on an annual basis. Find out if you’re really getting the best deal possible. Compare your rates with other companies and try to negotiate better deals without changing your coverage. Some companies offer better rates when you purchase multiple types of insurance.

Call #2: Your Cable Provider - Securing a better deal on cable could be as simple as dialing them up. Prices are always changing and so are the offers your cable company is promoting. Call them up. Tell them you want a lower bill or you’ll have to cancel and see what deals they propose. Who knows—you may end up with better service at a lower price.

Call #3: Your Mortgage Broker - Refinancing carries some costs, but you may be able to reduce your monthly mortgage payment quite significantly. Give your mortgage broker a call and ask them to crunch some numbers for you. Often the costs of refinancing can be rolled into the mortgage, limiting your out of pocket expense.

Call #4: Your Salon - This phone call could be different for you. You may need to call your manicurist, masseuse or that pricey restaurant you eat at every month. Push back your appointment a couple of weeks and over the course of a year you’ll cut expenses by as much as a fourth because fewer appointments mean less money spent.

Call #5: Your HR Department - Are you taking advantage of all that your company has to offer? Call up your human resource department and ask. If your company offers a 401k match, make sure you are signed up. Perhaps you could be saving money with a different employee health care plan. Or maybe you are having too much withheld from your paycheck for taxes. A short conversation with your HR department could translate into big savings.

By Alison Storm

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