Are you feeling pressure to spend? Baby showers, wedding gifts and office parties are just a few of the life events that require us to spend money. But if you’re on a tight budget finding enough cash to fund all those celebrations and gifts can be a challenge. You shouldn’t be forced to spend money. Avoid that feeling with these tips.
Be Honest: When friends and family members invite you to baby showers, birthday parties and weddings be honest about your financial situation. Rather than spending money you don’t have on a pricey gift, write them a heartfelt letter. Be honest about your financial situation and your loved ones will understand.
Offer What You Can: If your co-workers are collecting money for a gift or office party, and it doesn’t fit into your budget, offer to pitch in what you can. Take on other organizational or planning duties instead of pitching in financially.
Don’t Follow the Crowd: You may feel pressure to spend to keep up with those around you, but don’t let that pressure turn you into a follower. Just because everyone else is getting new gadgets or clothes doesn’t mean you have to.
Politely Decline: Get an invitation to a birthday party for someone you’re not that close with? Or perhaps a neighbor invited you to a product party where you know you’ll be asked to buy kitchen supplies or jewelry? Avoid the pressure to spend by politely declining the invitation.
Suggest Alternatives: If you’re asked to help plan a party and someone suggests going to a fancy restaurant, suggest an alternative. Why not host a picnic, potluck or game night? Everyone will still have fun and you won’t be forced to spend money that’s not in your budget.
Assume Responsibility: Your finances are your responsibility. The person pushing you to pitch in money for an office party or anniversary gift won’t be there to help you pay your bills so take control of your finances and just say no to the pressure to spend.
By Alison Storm
Express coupon codes - Save $15 on every $60 you spend with coupon code 4199, which expires 04/05/2010. Plus, be sure to check out the other fantastic Express deals & coupon codes available at Tjoos.com!
Kohl's - During the Biggest Sale of the Season, save 15%-30% on everything storewide, plus get $10 Kohl's Cash for every $50 you spend. Ends 04/04/2010.
* Hot deals expire quickly. This deal may no longer be valid.
There's a lot happening over at Macy's on this fine Monday morning. Grab a cup of java then click over to save an extra 20% off select activewear for the entire family with coupon code GETFIT. There are plenty of shorts, sport bras, jackets and more that will make working out ultra comfortable. And in other site savings, their Cold-Weather Bedding Sale has just kicked off with price cuts of 40-65% off comforters, blankets, pillows and other snuggle essentials. Plus, coupon code STAR will cut an additional 15% off at checkout. Coupons expire 10/26/2014 and 10/23/2014 respectively.
Stores: 20x200, 6pm, Amazon, Apple Store, American Eagle, Banana Republic, Best Buy, Buy.com, Dell, Eastbay, eBags, Eddie Bauer, Endless.com, Home Depot, H&R Block, Kohl's, Macy's, Old Navy, Restaurant.com, Sandals, Shoes.com, Target, Tommy Hilfiger, Toys 'R' Us, Urban Outfitters, Wal-Mart (See more)
Tell your friends about The Bargainist!
Grab our widget for your Blog or Facebook!