Are you feeling pressure to spend? Baby showers, wedding gifts and office parties are just a few of the life events that require us to spend money. But if you’re on a tight budget finding enough cash to fund all those celebrations and gifts can be a challenge. You shouldn’t be forced to spend money. Avoid that feeling with these tips.
Be Honest: When friends and family members invite you to baby showers, birthday parties and weddings be honest about your financial situation. Rather than spending money you don’t have on a pricey gift, write them a heartfelt letter. Be honest about your financial situation and your loved ones will understand.
Offer What You Can: If your co-workers are collecting money for a gift or office party, and it doesn’t fit into your budget, offer to pitch in what you can. Take on other organizational or planning duties instead of pitching in financially.
Don’t Follow the Crowd: You may feel pressure to spend to keep up with those around you, but don’t let that pressure turn you into a follower. Just because everyone else is getting new gadgets or clothes doesn’t mean you have to.
Politely Decline: Get an invitation to a birthday party for someone you’re not that close with? Or perhaps a neighbor invited you to a product party where you know you’ll be asked to buy kitchen supplies or jewelry? Avoid the pressure to spend by politely declining the invitation.
Suggest Alternatives: If you’re asked to help plan a party and someone suggests going to a fancy restaurant, suggest an alternative. Why not host a picnic, potluck or game night? Everyone will still have fun and you won’t be forced to spend money that’s not in your budget.
Assume Responsibility: Your finances are your responsibility. The person pushing you to pitch in money for an office party or anniversary gift won’t be there to help you pay your bills so take control of your finances and just say no to the pressure to spend.
By Alison Storm
Express coupon codes - Save $15 on every $60 you spend with coupon code 4199, which expires 04/05/2010. Plus, be sure to check out the other fantastic Express deals & coupon codes available at Tjoos.com!
Kohl's - During the Biggest Sale of the Season, save 15%-30% on everything storewide, plus get $10 Kohl's Cash for every $50 you spend. Ends 04/04/2010.
* Hot deals expire quickly. This deal may no longer be valid.
It's all treats and no tricks at many retailers this Halloween. Here you'll find a list of stores and restaurants we've comprised that are offering up special deals and maybe even a freebie or two to celebrate the spooky holiday. Keep checking back, we'll be adding new ones as we find them!
Barnes & Noble - Free Halloween storytime on 10/31/2014. Contact local stores for times.
Bass Pro Shops - Free 4x6 photos & Halloween activities for kids from now through 10/31/2014.
Chipolte - Participating restaurants are offering a $3 "boorito" to those that arrive in a costume. Offer valid from 5PM to close on 10/31/2014.
IHOP - Free Scary Face Pancake for kids 12 & under on 10/31/2014 only from 7AM to 10PM.
Krispy Kreme - Free doughnut to customers in full costume. Only on 10/31/2014 at participating restaurants.
LEGO Stores - Free Halloween sticker for kids in costume on 10/31/2014.
Outback Steakhouse - Free kids meals w/purchase of adult meal. Limited to kids 10 & under and 2 free kids meals in a visit. Participating restaurants on 10/31/2014 only.
Sonic - 50 Cent corn dogs all day on 10/31/2014.
Wendy's - Halloween coupon booklets are only $1. This book contains coupons good for free Jr. Frostys. Of special note: 90 cents of the purchase price goes to the Dave Thomas Foundation for Adoption. Offer's ending is unknown.
Stores: 20x200, 6pm, Amazon, Apple Store, American Eagle, Banana Republic, Best Buy, Buy.com, Dell, Eastbay, eBags, Eddie Bauer, Endless.com, Home Depot, H&R Block, Kohl's, Macy's, Old Navy, Restaurant.com, Sandals, Shoes.com, Target, Tommy Hilfiger, Toys 'R' Us, Urban Outfitters, Wal-Mart (See more)
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