Tips for Lowering Your Healthcare Costs

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Posted on 01/14/2010

Have health care costs got you feeling a little sick? If there’s one thing you can count on in life it’s that the cost of health insurance will go up. Between prescription costs, insurance premiums and doctor visits, health care can take up a big part of your budget. There are ways to reduce spending on health care so that you’ll have more money to allocate towards other things (like checking out the deals at the Ultimate Coupons' Fitness Sales page for deals on vitamins, gym equipment, and more so you don't need as many doctor's visits!).


Shop Around - Insurance plans change, needs change and your health changes. So don’t assume that sticking with the same plan year-after-year is the best move. Take a few minutes to shop around. The insurance portal eHealthInsurance.com claims you can get a policy set up in just 11 minutes.


Join Forces - Are you self-employed or are you a small business owner? If so, you already know that insurance costs can be enough to drive a person to corporate America where the benefits may be better. Consider joining forces with others in similar situations in order to qualify for more affordable health care. Organizations like the National Association for the Self-Employed or the National Federation of Independent Business offer membership benefits including healthcare. Just make sure you consider the membership fees when determining if the savings is worth it.


Take Advantage of Freebies - Did you know that throughout the entire year Walgreens and AARP will be touring America offering free health screenings? The screenings are worth $140 per person and you don’t have to schedule an appointment. Just show up to receive screenings of cholesterol levels, blood pressure, bone density, glucose levels, waist circumference and body mass index.


Switch Pharmacies - Defray the cost of prescriptions by taking advantage of special offers from pharmacies. For instance, bring a new or transferred prescription to Target right now along with this printable coupon and you’ll receive a $10 gift card that can be used on just about anything in the store. Just click on “Pharmacy” to find the coupon and be sure you use it before January 31.


Ask for Samples - When the doctor prescribes medicine or while you’re at your annual gynecologist exam, ask for medication and birth control samples. You may get a week’s worth or even a month of free medication.


Comparison Shop - Just like chicken, cable service and tennis shoes, the cost of medications can vary significantly depending on where you shop. Call around to different drug stores and ask for prices. And don’t forget to check out online pharmacies like Drugstore.com. A little research could go a long way in reducing your health care costs.


By Alison Storm


Drugstore.com - Through 02/12/2010, save up to 55% on a huge selection of GNC nutritional products. They say an apple a day keeps the doctor away - but a multivitamin doesn't hurt either!


Walgreens - Save $10 on online orders over $60 with coupon code GETFIT through 01/15/2010. Plus, your order will receive free shipping!

* Hot deals expire quickly. This deal may no longer be valid.

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