Do your paychecks seem to get sucked up before you have a chance to sock any away in savings? It happens to the best of us. Saving money doesn't have to be difficult. There are simple steps you can put into your daily routine that will help you save money.
Check Your Account Balance
Reviewing your online bank account statement on a daily basis means you'll know when something looks fishy. Whether it's a $21 purchase at Ladies in Lace or $1500 plane tickets to Tahiti, you'll easily be able to recognize unauthorized purchases right away. It's also a good way to keep your own spending in check.
Make Your Own Coffee
Caffeine addicts need to become addicted to something else: making their own cup of joe. Tap into your inner-barista and learn to brew a bodacious shot of espresso. Making this a daily habit will save you big bucks over time.
Eat at Home
A $5 Subway meatball sub one day and a $7.99 Arby's meal the next really will add up. In just a week, eating at home or packing your lunch can save a minimum of $20.
Reducing your dependency on credit is a good thing. If you can't pay cash, ask yourself if it's a purchase you really must make. Forcing yourself to pay cash means you're committing to living within your means. Withdraw just enough cash to take care of the necessities each week and keep those credit cards locked up.
Put Some in Savings
Make this easier on yourself by setting up an automatic process. If you have direct deposit, allocate a certain percentage or dollar amount of each pay check to go right into your savings account. Or try a something like Bank of America's Keep the Change program. Every time your debit card is used, the purchase is rounded up to the nearest whole dollar amount and the change is put into your savings. Chances are, you won't miss the money but you'll be making a habit of saving.
By Alison Storm
* Hot deals expire quickly. This deal may no longer be valid.
It's all treats and no tricks at many retailers this Halloween. Here you'll find a list of stores and restaurants we've comprised that are offering up special deals and maybe even a freebie or two to celebrate the spooky holiday. Keep checking back, we'll be adding new ones as we find them!
Barnes & Noble - Free Halloween storytime on 10/31/2014. Contact local stores for times.
Bass Pro Shops - Free 4x6 photos & Halloween activities for kids from now through 10/31/2014.
Chipolte - Participating restaurants are offering a $3 "boorito" to those that arrive in a costume. Offer valid from 5PM to close on 10/31/2014.
IHOP - Free Scary Face Pancake for kids 12 & under on 10/31/2014 only from 7AM to 10PM.
Krispy Kreme - Free doughnut to customers in full costume. Only on 10/31/2014 at participating restaurants.
LEGO Stores - Free Halloween sticker for kids in costume on 10/31/2014.
Outback Steakhouse - Free kids meals w/purchase of adult meal. Limited to kids 10 & under and 2 free kids meals in a visit. Participating restaurants on 10/31/2014 only.
Sonic - 50 Cent corn dogs all day on 10/31/2014.
Wendy's - Halloween coupon booklets are only $1. This book contains coupons good for free Jr. Frostys. Of special note: 90 cents of the purchase price goes to the Dave Thomas Foundation for Adoption. Offer's ending is unknown.
Stores: 20x200, 6pm, Amazon, Apple Store, American Eagle, Banana Republic, Best Buy, Buy.com, Dell, Eastbay, eBags, Eddie Bauer, Endless.com, Home Depot, H&R Block, Kohl's, Macy's, Old Navy, Restaurant.com, Sandals, Shoes.com, Target, Tommy Hilfiger, Toys 'R' Us, Urban Outfitters, Wal-Mart (See more)
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